Digital payments on WhatsApp are starting: we start from Brazil, but the service will soon arrive in the rest of the world.
What is WhatsApp Pay
In Brazil i are being tested payments via WhatsApp. A service that allows app users to send and receive money, all through a simple chat.
The service will be active for both business and private accounts. Payments can therefore take place both between a company and a user, and between users. The difference lies in the cost of the service: free for exchanges between friends and subject to commissions for business ones.
Here is the message published by the company headed by Mark Zuckerberg:
WhatsApp Pay how it works
But how to pay with WhatsApp? First we will need to associate a payment method to your WhatsApp account which, for the moment, seems to be limited to credit and debit cards of the Visa and Mastercard circuits.
Payment will be handled by a six-digit PIN (it is very likely that the possibility of using a facial or fingerprint recognition will also be made available) in order to prevent unauthorized transactions.
The transaction will take place without having to leave the chat: a text message will inform us of the amount of money sent or received. The WhatsApp Pay function will be integrated into the app keyboard, just like sending photos / videos and GIFs.
WhatsApp Pay Italy
At the moment the service is being tested in Brazil, the arrival in Italy has not yet been announced.
